AIB NPE Ratio (Q4 2025)
2.2%
↓ 0.6% from 2024
BoI NPE Ratio (Q4 2025)
2.2%
→ Stable from 2024
AIB ECL Coverage
1.6%
FY2025 coverage rate
BoI Impairment Charge
23bps
€193m total charge

Data Source: Latest available Q4 2025 results from AIB and Bank of Ireland investor relations. AIB NPE ratio reduced 20% from €2.0bn (2.8%) in 2024. Bank of Ireland NPE ratio unchanged from 2024 but down 40bps from June 2025.

Historical NPL Trends (2020-2025)

AIB NPE Ratio
Bank of Ireland NPE Ratio

NPE (Non-Performing Exposure) ratios show improving asset quality trends for both major Irish banks since 2020.

Dashboard Development In Progress

This dashboard is being enhanced with real data and interactive visualizations. Current features:

Next update: Adding more detailed coverage ratio analysis